Virtual Family Office
Six financial minds.
Zero other clients.
Your money is scattered across a dozen accounts. Your advisor sees one of them. Point1 sees everything — and never stops looking for ways to make it work harder.
You make good money.
You're not getting the
attention you deserve.
Your 401k is at Fidelity. Your Roth is at Vanguard. Your brokerage is at Schwab. Crypto on Coinbase. HYSA at Marcus.
Your advisor manages 200+ other clients. You get a quarterly call, an annual review, and a Christmas card. They see one account out of ten.
You're leaving money on the table every day — tax savings, allocation drift, missed opportunities — because nobody is watching the full picture.
They don't wait for your quarterly call.
Your team scans every account, spots every opportunity, and tells you exactly what to do about it — before you even ask.
The average Point1 user gets 3–5 actionable insights per week.
Sample briefing from an $850K portfolio
Six specialists. One goal:
make your money work harder.
Runs the show. Briefings, big-picture strategy, the one who connects every dot across your financial life.
Finds money you're leaving on the table. Tax-loss harvesting, Roth conversions, bracket optimization — year-round.
Watches your portfolio while you sleep. Allocation drift, concentration risk, rebalancing — computed, not vibed.
10,000 Monte Carlo simulations on your retirement. Cash flow, milestones, net worth trajectory — real math.
Deep research when you need it. Sector analysis, earnings breakdowns, the context behind the headline.
The one nobody thinks about until it's too late. Beneficiary audits, insurance gaps, asset protection.
Your team doesn't guess.
They compute.
“You might want to consider tax-loss harvesting. It's a strategy where you sell investments at a loss to offset gains. You should consult a tax professional for specific advice.”
“Sell CRWV (lot from 3/14, cost basis $47.20, current $41.50). Buy SCHX to maintain large-cap exposure. Saves $1,399 at your 32% marginal rate. Wash sale window clears April 2nd. You have $2,100 in carryover losses from last year — this stacks.”
Every agent has real tools — live data feeds, curated knowledge bases, and computation engines. They pull current tax brackets from the IRS, live market data, and economic indicators from the Federal Reserve. Then they do the math.
The tools that were only for
the .1%
Your Team Never Sleeps
Sam checks for tax savings daily — not once a year. Morgan catches allocation drift before it compounds. Knox flags earnings risk before the call. They monitor every position around the clock and ping you the moment something is actionable.
Snap to Import
Screenshot your brokerage app. AI extracts every position in seconds. No CSV files, no manual entry, no account linking. Works with Robinhood, Fidelity, Schwab, Vanguard — anything with a screen.
Tell Me or Teach Me
"Just tell me what to do" for busy days. "Teach me the concepts" when you want to understand why. A slider in settings — your team adapts to how you want to learn.
Your Data, Period
Never used to train AI models. Every access is logged to an append-only audit trail. Export or delete everything anytime. We tell you exactly what we do with your data — more than your bank does.
A team that learns from
what actually happened.
Most tools suggest and move on. Point1 tracks every recommendation against the real outcome.
Outcome tracking
Did Sam's harvesting suggestion actually save you $1,399? Your team measures every recommendation against reality — so next quarter's advice is built on proof.
Laws change. They keep up.
New tax brackets, contribution limits, estate thresholds, Fed policy — your agents update automatically. You'll never get advice based on last year's rules.
They learn how you think
Ignore rebalancing alerts? They'll find a different angle. Always act on tax opportunities? They'll surface those first. Your team adapts to you.
Aggregate intelligence
With your permission, anonymized patterns across Point1 users inform your advice. "People in your bracket typically hold 15% bonds — you're at 3%." Context you can't get alone.
I didn't know I had $2,100 sitting in harvestable losses. Sam found it in my first week. The thing paid for itself before the trial ended.
Charles W.
Early access · $620K portfolio
What $49/month replaces
Before you ask
How is this different from Betterment or Wealthfront?
+They manage your money inside their platform for a fee. Point1 analyzes all your money across every platform — Fidelity, Vanguard, Schwab, Coinbase, your 401k — and shows you the moves. You stay in control. We don't hold your assets or make trades for you.
Is this just ChatGPT with a skin?
+No. Each agent has specialized knowledge bases (IRS publications, SEC filings), real computation tools (Monte Carlo simulations, tax math), and live data feeds (market prices, FRED economic data, current tax brackets). When Sam tells you to harvest a loss, he's computed the exact lot, the wash sale window, and the savings at your marginal rate. A chatbot says "consider tax-loss harvesting."
Is my data safe?
+Your financial data is never used to train AI models. Every admin access to user data is logged to an append-only audit trail. You can export or delete all your data from Settings at any time. We tell you exactly what we do with your data — and we're more specific about it than your bank is.
"Not investment advice" — so what is it?
+We show you the math and the move. You make the call. Point1 is an analytical tool — we compute opportunities, model outcomes, and surface what your team of human advisors would miss. We don't execute trades or manage your money. Think of it as having the smartest research team in finance working exclusively for you.
Less than a dinner out.
14-day free trial. No credit card required.
Cancel anytime — Alex won't guilt you.
Meet Alex
Build your team
The full office
We show you the math and the move. You make the call. Point1 is not a registered investment advisor.
Built by Jason Eisner
I started checking stock prices in the newspaper with my dad when I was six. Since then I've lost count of the spreadsheets I've built, the hours spent researching, and the tabs I keep open trying to track everything across every account. And after all that work, I still felt like just a number to my financial advisor. Point1 is the team I spent 30 years wishing existed — one that sees everything, never stops working, and has zero other clients.
Your money deserves a team.
We're onboarding in small groups to keep quality high.
Most people hear back within a week.